Get Your Health Insurance Quote
Secure your savings with health insurance. It covers medical expenses, hospital bills and critical illnesses depending on the policy. It is the most preferable insurance product in which every citizen should be covered. Each general and standalone health insurance company have there own products. It is always advisable to purchase health insurance from advisor who can compare with different health insurance product and advice best product.
Types of Health Insurance
Individual
- Covers single individual.
- Customizable to meet individual needs.
- Nearest family members can be added into one policy on individual basis.
Family Floater
- Covers entire family under a single policy.
- Sum insured is shared among family members.
Top- Up
- Provides additional coverage over existing policy.
- It mostly covers extra benefits.
Personal Accident (PA)
- Covers accidental injuries and death.
- Provides financial protection for unexpected accidents.
- Some policies also covers animal bite
Add On Coverages
Meternity
Covers pregnancy related medical expenses. Some policies might also covers new born babies expenses
Room Rent Modifier
It modify / waves off room rent sub – limit.
Air Ambulance
It covers expenses of insured if he is to be transported through air ambulance in case of medical emergency.
Critical Illness
Covers specific critical illness like cancer, heart attack.
Insured might get lump sum amount if critical illness is diagnosed.
Inflation Protector
With this add on, sum insured increases periodically (Usually after 1 year)
Health Checkup
It covers the expenses of basic medical tests.
Nursing At Home
It covers the medical expenses provided at home
Pre – Existing Disease (PED)
It covers pre existing diseases informed at the time of taking health insurance policy.
Consumables
It covers expences related to gloves, syringes and related medical equipments.
Documents required while taking insurance
1. Old insurance policy copy (If it is a renewal insurance)
2. Address proof (Eg.: aadhar card, pan card)
3. Medical reports (if asked)
4. Proposer Form (imainly required at the time of taking new policy)
Documents required while taking claim
1. Claim form
2. ID Proof
3. Original invoices and related documents.
4. Insurance policy copy
5. Surveyor report
These are the common and important documents required by each insurance company. Documentation and other T&C may vary in each insurance company.
Bima coverage will always guide you while taking new insurance from us or at the time of claim (if the insurance is purchased through us.
Why Bima Coverage
Our team of expert insurance advisors possesses in-depth knowledge to provide you with personalized guidance and tailored recommendations. We offer comparative quotes from a diverse range of health insurance products, ensuring you find the best fit for your needs. We are proudly work with reputable insurance companiesthat boast an impressive claim settlement ratio.